Last updated: August 5, 2025
Please read these Terms of Use carefully before using our website.
1. Definitions
- Website: Refers to Smart Frugal Living, accessible at smartfrugalliving.com.
- Owner: Refers to the individual or entity operating Smart Frugal Living (referred to here as “we”, “us”, or “our”).
- User: Refers to any individual accessing or using the Website (referred to as “you” or “your”).
- Content: Refers to all materials, articles, images, downloads, and resources published on the Website.
2. Acceptance of Terms
By accessing or using this Website, you agree to be bound by these Terms of Use. If you do not agree with these terms, please do not use the Website.
You must be at least 18 years old to use this Website.
3. Use of the Website
- This Website is intended for personal, non-commercial use only.
- You agree not to misuse the Website or access it in a way that could damage, disable, or interfere with its functionality.
- We reserve the right to restrict or terminate your access if you violate these terms.
4. No Financial or Professional Advice
The content provided on Smart Frugal Living is for informational purposes only and does not constitute financial, legal, nutritional, or professional advice.
Always consult with a qualified expert before making decisions related to budgeting, diet, or health.
5. Limitation of Liability
We make no warranties regarding the accuracy or completeness of the content on this Website.
To the fullest extent permitted by law, we are not liable for any indirect, incidental, or consequential damages resulting from your use of the Website.
6. External Links
This Website may contain links to third-party websites. We are not responsible for the content, accuracy, or privacy practices of those sites.
Clicking on external links is at your own risk.
7. Intellectual Property
All content on this Website is the property of Smart Frugal Living unless otherwise stated. You may not reproduce, distribute, or republish any material without prior written permission.
8. Modifications
We may update these Terms of Use from time to time. Significant changes will be posted on this page with a 30-day notice, where applicable.
Your continued use of the Website after such changes means you accept the revised terms.
9. Governing Law
These Terms are governed by the laws of the United States without regard to conflict of law principles.
For EU visitors, this site aims to be compliant with the General Data Protection Regulation (GDPR).
10. Contact
If you have any questions about these Terms, please contact us at:
📧 contact@smartfrugalliving.com